Consumer Loans


Loan Resource Center | Consumer Loans

At Greater Cleveland you are not a credit score. We work with you to understand your personal and financial situation to find the best possible solution. Our goal is to help you solve your needs and build your credit at the lowest possible cost. In addition to our low loan rates, we offer affordable loan protection products, and there is no penalty to pay your loans off early.

Signature Loan

A fixed-rate, fixed-term loan that can be used for any need you have: bills, repairs, medical expenses, education, fun, and more. The maximum loan term is 3 years, and the maximum loan amount is $10,000.00, based on credit.

Flex Pay Day Loan

This line of credit loan is a great solution to life’s emergencies, and it builds your credit. Your active Direct Deposit or Payroll Deduction determines the amount of your credit line, up to a maximum of $600.00, and automatically qualifies you for the loan. With 30 day repayment terms, you will always have money for the next emergency.

New & Used Vehicle Loans

Whether you are buying or refinancing a vehicle, Greater Cleveland has the loan rates, terms and vehicle protection products to make your new wheels affordable. Current year and 2 year old vehicles get our new vehicle loan rates, and vehicles up to 4 years old needing a loan amount of $25,000.00 and more get terms up to 84 months. In addition, you can roll the purchase of our Allstate Insurance Group Extended Vehicle Warranty and GAP Protection products into your loan.

New & Used Motorcycle Loans

If the open road is calling you, we have the motorcycle loans to get you there. We make purchase and refinance loans on cycles up to 10 years old and give new loan rates on bikes up to 2 years old. Get up to 84 month loan terms on motorcycles up to 4 years old (with a loan amount of $25,000.00 and greater), and you can roll-in our Motorcycle GAP Protection Product into your loan.

New & Used RV Loans

Family time is the most important time and an RV can make it happen. Purchase or refinance your RV with Greater Cleveland. We give new loan rates on RVs up to 2 years old and finance RVs up to 10 years old.

Christmas Loan

Put extra cheer into your holidays with our Christmas Loan. Borrow up to $2,500.00 for 12 months at rates based on your personal credit. Christmas Loan applications are accepted from November 1st to December 24th.

Share Secured Loans

Looking to borrow at our lowest rate. Looking to rebuild or strengthen your credit. Looking to keep your hard earned savings and still get the money you need, then a Savings or Certificate of Deposit (CD) Secured Loan might be right for you.

Share/CD Secured Loans have Guaranteed loan approval, because the money in your Regular Savings Account or Non-IRA CDs are 100% pledged to your loan. Share Secured Loans have up to 3 year terms, and CD Secured Loans have terms up to the length of the CD being pledged.

Title Loan

Are you vehicle rich and cash short? Our Title Loan allows you to pledge your lien-free vehicle title as collateral for a short-term cash loan. Title Loans have terms up to 18 months and a maximum loan amount equal to 75% of the NADA Rough Vehicle Valuation for your vehicle.

Signature Line of Credit Loan

If you are looking for convenience and control over when and how much you borrow, the Signature Line of Credit Loan might be right for you.

Complete one loan application to obtain a line of credit that is open until you close it. Use the loan for any purpose that you have, and it costs you nothing until you carry a loan balance.

Access any amount of your available loan balance, fee free, at any time via Online Banking transfer or a call to our staff, and you choose whether to pay the minimum monthly payment or a higher amount.

Over-Draft Line of Credit Loan

Prevent Non-Sufficient Fund (NSF) Fees and build your credit with our Over-Draft Line of Credit Loan.

Our Basic Checking, NexChance Checking and Money Market Accounts automatically come with the Over-Draft Line of Credit Loan. The amount of your line of credit limit is based on the type of checking account you have and whether or not you have Direct Deposit or Payroll Deductions being sent to Greater Cleveland.
(216) 664-2217
The GCCCU is a non-profit, member owned financial cooperative, offering all the products and services available at most banks with lower fees and higher savings rates!

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